AutoInsuranceChoices.com - Our terms of use.

Effective July 11, 2004

  By using AutoInsuranceChoices.com in any manner (whether browsing, using a calculator or the AutoInsuranceChoices.com Auto Coverage Guide, registering for or using the Customer Care Center, following a link, sending an e-mail to an AutoInsuranceChoices.com e-mail address, obtaining or saving or retrieving a premium estimate, making a purchase, or using any other content or materials on AutoInsuranceChoices.com), you agree to all terms and conditions contained or referenced in these Terms of Use. These Terms of Use apply only to your use of AutoInsuranceChoices.com and do not change or alter any other agreement or contract between you and AutoInsuranceChoices.com.

  AutoInsuranceChoices.com reserves the right, in its sole discretion, to modify or change these Terms of Use at any time without prior notice to you. Your continued use of AutoInsuranceChoices.com following the posting of any changes to the Terms of Use constitutes acceptance of those changes.

  If at any time you choose not to accept these Terms of Use, please do not use this Web site or send e-mail to any AutoInsuranceChoices.com e-mail address.

Jurisdictional Statement
  This Web site is controlled, operated and intended for use only in the United States of America. We do not represent that materials on this Web site are appropriate or made available for use outside of the United States of America.

Privacy Policy
  Our Privacy Statement describes our use and protection of nonpublic personal information ("customer information") and will help you understand how we treat the customer information that we obtain from you or other sources in the course of providing you with products and services. We urge you to read our Privacy Statement.

Bulk E-Mail and Other Prohibited E-Mail
  The AutoInsuranceChoices computer network (which includes, but is not limited to, the technology and applications which support the e-mail functionality AutoInsuranceChoices provides its officers, employees, independent contractor agents, and other authorized users) is the private property of AutoInsuranceChoices.

  AutoInsuranceChoices prohibits any bulk e-mail transmissions to be sent, or caused to be sent, over the Internet to Autoinsurancechoices.com e-mail addresses unless AutoInsuranceChoices, through one of its officers, has specifically requested or authorized the sending of such bulk e-mail. For purposes of these Terms of Use, the word "bulk" shall mean an e-mail message, or group of identical or similar e-mail messages, sent to more than 20 different Autoinsurancechoices.com addresses in any 24-hour period.

Bulk E-Mail and Other Prohibited E-Mail
  The AutoInsuranceChoices computer network (which includes, but is not limited to, the technology and applications which support the e-mail functionality AutoInsuranceChoices provides its officers, employees, independent contractor agents, and other authorized users) is the private property of AutoInsuranceChoices.

  AutoInsuranceChoices prohibits any bulk e-mail transmissions to be sent, or caused to be sent, over the Internet to Autoinsurancechoices.com e-mail addresses unless AutoInsuranceChoices, through one of its officers, has specifically requested or authorized the sending of such bulk e-mail. For purposes of these Terms of Use, the word "bulk" shall mean an e-mail message, or group of identical or similar e-mail messages, sent to more than 20 different Autoinsurancechoices.com addresses in any 24-hour period.

Links to Autoinsurancechoices.com

  AutoInsuranceChoices appreciates your interest in linking your Web Site (the "Linking Site") to AutoInsuranceChoices's Web site, located at http://www.Autoinsurancechoices.com. In order to avoid misunderstandings regarding the use of AutoInsuranceChoices's trademarks, trade names and other proprietary information, AutoInsuranceChoices asks that you review and agree to the following guidelines: Third parties are authorized to include active links on Web sites they control to direct a browser to AutoInsuranceChoices's "home page" at http://www.Autoinsurancechoices.com.

  In permitting linking, AutoInsuranceChoices does not grant you the right to reproduce, modify, cache or archive the AutoInsuranceChoices Content for any purpose. Link At Your Own Risk. AutoInsuranceChoices makes no representations or warranties regarding the AutoInsuranceChoices Web site, which is provided "as is." Linking Sites link to the AutoInsuranceChoices Web site at their own risk. AutoInsuranceChoices is under no obligation to maintain the AutoInsuranceChoices Web site, provide or update AutoInsuranceChoices Content or otherwise support your link to the AutoInsuranceChoices Web site.

If you are going to cancel your policy on the date it expires (recommended):

  Find out the exact date your old policy expires.

  Make sure the new auto insurance carrier has all your information to (avoid rate ups).

  Set your new policy begin date to the day after (usually 12:01 midnight) your old policy expires.

  Call your old carrier and give them the effective date of cancellation.

  Send your written cancellation notice (or download their cancellation form) well in advance to hopefully coincide with your policy expiration (to avoid the $50 cancellation fee).

  Wait for written verification your policy was canceled either from the insurer, or on your driving record.

  If your insurer keeps billing you, send them a copy of your written cancellation, and check your credit report to make sure your old insurer has not submitted any derogatory statement.