Are You A "Standard Driver" For Auto Insurance?
While you may not qualify for the cheapest preferred rate, most of us are Standard drivers, and will not suffer the 200-400% premium hikes the highest risk drivers face.
Standard consumers are those insurers believe to be a little, but not much, more risky than the Preferred driver. They qualify for coverage by the company with slightly less restrictive underwriting guidelines and somewhat higher rates-generally about 25 percent to 30 percent above Preferred driver premiums.
You could be a Standard Driver if you have:
 Only 1 ticket or minor accident
Less than perfect (but not horrible) credit
Have never declared bankruptcy Live in a middle income area
Standard Drivers do not have:
Speeding or reckless driving tickets
Multiple accidents
Convictions for DUI
To file a form SR22
If the above does not apply to you, you might be a considered a "Preferred" or "High Risk" driver.
The Bottom line: You may not be a Standard Driver now. If you are high risk, you have to become standard before you get to preferred. As a standard driver, aspire to Become Prefered to lower your car insurance rates by 20-50%. To find out, we recommend ComparisonMarket.
Reasons to use us to purchase your auto insurance:
We have licensed car insurance agents available 24/7 (1-888-700-5324) to answer your questions.
Access to great prices on auto insurance with several clicks!
We put right on your computer screen an easy to use system to compare plans.
We enable you to choose from a variety of carriers, online.
We consider you a potential client, not a one time "sales lead" to resell your personal information over and over.
Purchase your insurance instantly and get electronic verification within minutes.
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Phone quotes!
Call an Agent:
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(888) 700-5324
Proudly in partnership with ComparisonMarket of Solon OH, a member of the Online BBB.
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