Are You A "Preferred Driver" For Auto Insurance?

The for profit car insurance companies want to collect your premiums and pay out as little as possible. Clean driving record, no accidents, high credit score = good. Accidents, DUI convictions, tickets = bad.

Think of the corporate profits eroded by wrongful death lawsuits each year. About as bad as it gets (bides storms or firms) for auto insurance carriers. A Preferred driver is classified as a lower risk policyholder.

A preferred driver for auto insurance is not:

Very young

Very old

Very inexperienced (newly issued license regardless of age)

Living in a minority or high crime area (aka The Hood).

Getting tickets

Having accidents

Convicted of DUI

Preferred drivers for auto insurance have

High insurance (credit) score

Gotten married

Stayed at the same address

If the above does not apply, you might be a considered a "Standard" or "High Risk" driver.

Many people aspire to get married, develop credit and stay in the same home. It's the American dream, especially if you are interested in lowering your car insurance rates by 50-75%. To find out, we recommend ComparisonMarket.

Why use our advice when purchasing your auto insurance?

Licensed car insurance agents available to answer your questions.

Get great prices on auto insurance with several clicks!

Comparison of the actual numbers with similar policy limits.

You can make your selection from a variety of carriers, online.

You are considered a potential client, not a one time "sales lead."

No personal information needed.

Select coverage instantly once you choose a carrier and get electronic verification in minutes.

Advice on what to do if you experience:

A good time saver
Kelley LaBlanc, IA

Without the gimmicks, I got real rates from names I knew
R. Bailey, San Diego

You made getting different prices faster, and we got to choose
Jess Haden, Baltimore