How tickets affect your auto insurance rates
 Motor vehicle records are checked when you first apply, renew and at periods particular to that company.
It generally takes between 1-2 tickets to change your insurance rate. One ticket alone may not raise your insurance rates.
If you receive multiple speeding tickets in a short amount of time your car insurance could easily double.
Large increases will start with your second ticket. That is why it is important to keep any and all tickets off your record.
Your carrier may eventually find your traffic ticket and possibly back date your premium payment.
Speeding tickets stay on your driving record for several years.
$50 Circuit clerk's office.
$30 County fees.
$1,500 to $20,000 in Court fines.
Some practical knowledge to avoid getting tickets in the first place:
Leave early, giving yourself some extra time to get to your desintation.
Avoid distractions by eating at home and not using your cell while driving.
Don't use any mind altering substances before your get behind the wheel.
Don't speed, which shows a lack of impluse control and maturity.
It pays to figure out what kind of driver the insurance company has you rated as. You could be classfied as a Preferred, Standard, or High Risk Driver. If you are a Standard or High Risk Driver, read on those ratings and follow directions to improve your rating.
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