High risk drivers; How to minimize the insurance pain
If you are classified as a high-risk driver, finding car insurance can be quite a hassle. Some insurance companies will deny insurance to high-risk drivers, while others charge extremely high premiums. No matter which insurance company you choose, you will most likely end up with a high rate. However, every insurance company is different, so it is important to shop around for the best rates available. You could be considererd high risk if you:
Have tickets or accidents
Convictions for driving under the influence of ___________.
Have let a policy lapse or had gaps in your auto insurance coverage.
Are a young and relatively inexperienced driver.
Have bad credit. Almost all companies now use credit scoring.
Live in a high risk inner city area.
Drive a high loss, expensive or high performance vehicle.
"In under five minutes, you found coverage for me with Travelers... AND saved me $1200!" - Ann L, Plainfield IL
"I found out our car insurance carrier charged us an annual *membership* fee and used the funds for political purposes we didn't agree with. None of your carriers charged any "fee" and we got a better deal!"
- Tom M., Northern VA
"We used your site to get several rates from competing companies. We saved money and already used the road support coverage. Very efficient, thanks." - Mickey Rosenstein, Washington State