Are you a non standard, high risk driver for auto insurance?
High Risk (Non Standard) Drivers:
 Have speeding or reckless driving tickets
Have multiple accidents
Have conviction(s) for DUI
Have to file a form SR22 or SR1
Have poor credit
Live in a minority / high crime area (aka The Hood)
The good news is you can't get a much higher insurance rate. The bad news is you could lose your license for a few more infractions. As a high risk driver, you could be paying 200-400% what a preferred or low risk customer is charged.
If the above does not apply, you might be a considered a "Preferred" or "Standard" driver.
What to do if you're an auto insurance high risk
If you have to become standard (before becoming preferred), you could cut your car insurance rates by 50-75%. Clean up your driving record (no more tickets). Fix your credit. No overspending. Moving to a saver area. Getting married will help from an insurance standpoint, as long as your partner has a good record. To find out, we recommend ComparisonMarket.
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Multiple prices, you delivered. Steve Kemp
Didn't switch, but helped verify I'm getting a deal Russell H.
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