Some insurers are now installing small devices (like Progressive's TripSense program) in a policy holder's vehicle. These electronic monitoring units track the speed, time of travel, and mileage of the car. The program is voluntary and (if you can deal with the invasion of privacy), significant discounts are possible. But you must drive safely and within the speed limit.
If you're a good driver, you could receive a nice discount. But if you have a need for speed, high mileage, short braking and taking corners, you could pay more when the carrier analyzes your driving.
The chip also contains a locator in case your vehicle is stolen. This alone can lower the theft portion of your premium.
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