DUIs; How to minimize the insurance pain
If you have been arrested for suspected DUI, Attorneys and Judges both agree it is foolhardy for someone to defend himself against such an expensive charge. Another problem is people taking field sobriety tests and telling the police how many drinks you have had, etc. If you are drunk, such statements will not help you (Hint: don't drink & drive). Examples of some fees you may have to pay, if convicted:
 $1,500 to $10,000 legal fees (depending on number of previous offences
$100 - The police agency that arrested you may assess you a fee
$25 monthly probation service fee
$25 Court administration fees
$5 Court document storage
$15 court security fees
$50 Circuit clerk's office
$30 County fees
$1,500 to $20,000 in Court fines
A first offense could be as little as $3000, while the high end for a second or third offense (excluding any property or punitive damages if there are injured victims) can be as high as $30,000.
The best way to minimize any auto insurance pain from a DUI is not to get one in the first place. Drink over at a neighbors house, or in your own home. Or if need be, drink at a local restaurant or bar within walking distance to your house.
If you feel you must drink, well, you need a 12 step meeting then! Other options once you are busted:
Get an experienced DUI / DWI drunk driving defense attorney to represent you.
Talk politley to the cops.
Politely refuse field sobriety exercises.
Refuse to take an on scene breath test.
Contact a friend or relative from jail as soon as possible so they can hear you speak and note your state of sobriety.
Always be polite and respectful to the police officers. How you are perceived by a jury is extremely critical.
Make a detailed list of all the events up to being released from custody.
If you do end up being convcited of DUI, your rates could easily double. You will classified as a High Risk driver.
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