Auto coverage and divorced can pose problems:

  Your former partner may cancel your coverage without your knowledge.

  If your policy is listed under your spouse's name (you're only listed as a driver), you will lose your auto coverage when you move out.

  Buy your own separate policy that accurately states where the car is kept.

  Otherwise, if you have moved, the insurance company may deny a claim because you didn't notify them about your relocation.

  If you let your ex-spouse or children drive your car, you're liable in an accident, even if you aren't listed as a driver.

If you keep your old policy, make sure you're listed as a named insured. Write your agent and company a letter stating that you must approve all changes in writing, including cancellation of the policy. Another great idea is to get an umbrella liability policy for large claims.

Make sure that everyone driving the car, including kids and babysitters, is listed on the policy as a driver.