It's important to be somewhat familiar with your State's insurance laws. Always on the lookout for revenue, State Governments are always penalizing drivers. The most common include:
Driving without insurance that the driver didn't know was canceled.
Defaulting or getting pulled over on unpaid tickets, for people that didn't keep their addresses updated with the DMV.
Driving without insurance on a recently purchased (new or used) car.
Buying a high loss, hard to insure car.
On each State's Guide, you'll be given an the top stolen vehicles in that State. Just click on your State below and you'll get limits, the Most stolen cars, and more.