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Oregon Auto Insurance 
Oregon minimum liability limits; $25,000 per person for injuries you cause to the other parties, $50,000 total per accident, and $10,000 for damage you cause to the other party's property. Other mandatory coverages include $15,000 in medical payments (PIP) coverage and $25,000 (per person) and $50,000 (total per accident) in uninsured (UI) and underinsured motorist (UIM) coverage.
If you are convicted of DUI in Oregon (Assuming your insurance company doesn't drop you immediately), your insurance costs will increase at least 30%. Buying insurance through a "high-risk" agency will cost substantially more.
If you are high risk (multiple tickets and/or accidents), you may have to get car insurance through the Oregon Automobile Insurance Plan. It was created to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market.
Below (again) are the minimal limits.
| State minimums |
Bodily injury liability / person |
Bodily injury liability / accident |
Property damage / accident |
Medical coverage (PIP) |
Uninsured motorist |
| Oregon |
$25,000 |
$50,000 |
$10,000 |
$15,000 |
$25k/$50k |
Proof of insurance is required to be kept at all times in vehicle, and especially at the time of an accident. Your insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal. Your insurer must verify randomly selected insurance policies upon request. Penalties for driving without insurance in Oregon include license suspension and/or revocation.
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