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New Hampshire Auto Insurance  In New Hampshire you're financially responsible for the damage and injury you cause in an automobile accident. Liability protection insures you for these potential expenses, and is compulsory in New Hampshire. New Hampshire minimum liability limits; $25,000 per person for injuries you cause to the other parties, $50,000 total per accident, and $25,000 for damage you cause to the other party's property. Other mandatory coverages include $25,000 (per person) and $50,000 (total per accident) in uninsured (UI) and underinsured motorist (UIM) coverage. Non mandatory options (plan add ons) include medical payments, blanket umbrella, collision, comprehensive, and uninsured and underinsured motorists bodily injury coverage. If you are convicted of DUI in New Hampshire (Assuming your insurance company doesn't drop you immediately), your insurance costs will increase at least 30%. Buying insurance through a "high-risk" agency will cost substantially more. If you are high risk (multiple tickets and/or accidents), you may have to get car insurance through the New Hampshire Automobile Insurance Plan. It was created to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market. Below (again) are the minimal limits.
Proof of insurance is required after an accident to the Department of Insurance, other state agency, or law enforcement officer. |
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