|
 |
 |
 |
Hawaii Auto Insurance
Hawaii has been a no fault State since 1974. No fault insurance places limitations on the injured parties ability to sue other drivers for damages. In no fault insurance, your auto insurance company will pay for your damages (up to your policy limits), regardless of who was at fault in the accident. Other drivers involved will be covered by their auto insurance companies.
Hawaii minimum liability limits; $20,000 per person for injuries you cause to the other parties, $40,000 total per accident, and $10,000 for damage you cause to the other party's property. Other mandatory coverages include $10,000 in medical coverage (PIP).
Optional plans include medical payments (PIP), blanket umbrella, collision, and comprehensive coverage.
If you are convicted of DUI in Hawaii (Assuming your insurance company doesn't drop you immediately), your insurance costs will increase at least 30%. Buying insurance through a "high-risk" agency will cost substantially more.
|
|
|
| |
Below (again) are the minimal limits.
| State minimums |
Bodily injury liability / person |
Bodily injury liability / accident |
Property damage / accident |
Medical coverage (PIP) |
Uninsured motorist |
| Hawaii |
$20,000 |
$40,000 |
$10,000 |
$10,000 |
$0 |
Proof of insurance is required to be kept at all times in vehicle, especially at the time of an accident. Penalties for driving without insurance in Hawaii are from a $1,000 fine.
|
|
|
|
"In under five minutes, you found coverage for me with Travelers... AND saved me $1200!"
- Ann L, Plainfield IL
"Thank you for having this online tool."
- Brenda Cavanaugh, Florida
"I liked your online comparison program. I tried getting insurance rates online before and most of them seemed to just be referral services wanting my phone number and email. Your quotes were the most detailed and I can change around the plan amounts online.
- A.P., San Jacinto CA
F. Jon Andrews
Service is not about making promises. It's about keeping them.
|
|
|
|
